In a country of over 100 million people, with one of the fastest economic growth trajectories in the world, it is astounding that up to 70 percent of the population remain unbanked and have extremely limited access to financial services.

This disadvantage gave Ron Hose and Runar Petursson the idea for Coins.ph, which they founded in 2014. Hose had been based in the United States where he built a startup that he sold five years later. He then founded a prominent venture capital fund. His goal has never been to live an easy life but rather to build a life of meaning.

Coins.ph is a financial technology platform using Bitcoin, a digital currency, to transfer funds, pay bills, and remit and receive money. The beauty of this platform is that it uses the internet, making transactions more efficient, faster, and cheaper.

“When I moved here four years ago, it was …