5 Ways a Business Credit Card Can Help Your Business Grow [Video]

You can use a business credit card for many purchases, and doing so can help your company stay on top of cash flow and earn rewards to boot.

“If you are starting a new business and you are generating business expenses, it’s a good time to get a business credit card,” says Raul Vasquez Hernandez, a senior business development officer at small-business lending nonprofit TruFund.

No matter what stage of growth your business is in, here’s how to get the most out of your card — without leaning on it too hard.

1. Accessing capital as a startup

New businesses typically don’t qualify for small-business loans; most lenders want to see a year or two of revenue history before approving your application. Business credit card requirements are less stringent, not necessarily requiring any revenue.

If you have a good or excellent personal credit score (typically a FICO score of 690 and above), you can probably open a business credit card right away. A 0% APR intro period offers …