Here’s what to expect on mortgage rates into early 2025 [Video]

Don’t expect ‘huge swings’ on mortgage rates

How buyers, sellers and homeowners can benefit

Rates that are trending lower can present an opportunity for buyers who have been house hunting for a while, especially as the winter season kicks in. Competition tends to slow down in the winter months in part because homebuyers with children are in the middle of the school year and reluctant to move, Lautz said.