Idaho’s wildfire-prone land is leading to higher premiums and dropped coverage for some residents of the Gem State.
IDAHO, USA — Nestled behind Bogus Basin, in the middle of the Boise National Forest, sits a small town called Placerville. The town of 53 is known for its forest solitude – but that forest solitude – isn’t what home insurance companies are looking for.
It’s a problem resident Steve Koppes has felt firsthand. He was dropped from his home insurance company a year and half ago, because his home was in a wildfire-prone area.
“I was dropped. I didn’t get a letter, I didn’t get notification, I didn’t get reasons. I was just dropped,” Koppes said.
Dropped Insurance: First Hand Experience
Koppes had had the same insurance for years, and never had a claim of any kind. But, because his home was in a high-risk area, he said he was dropped.
“Somebody at a desk somewhere …