Growing up in a single-parent household, we didn’t have much. We always lived frugally and well below our means.
When I was in my twenties and single, I only cared about building my career. I didn’t think about my own financial future, in part because the idea of retirement felt so far away. I focused on short-term goals and thought moving up the corporate ladder was the surest way to financial success.
“Just show up, do your work, and someone will reward you for it” was my original formula for success.
In hindsight, this was short-sighted. My mindset about money changed completely when I had my two kids. I wanted to not only prepare them financially for the future, but build generational wealth that could change the trajectory of my family forever.
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My wife and I became intentional about managing our money, doing everything we could tolearn about …