We’ve reached the midpoint of 2024. As you reflect on the first six months of the year, you may be wondering how you’re doing financially. Checking up on your credit health is a good starting point.
“People’s insurance rates, the fact that they can get approved for an apartment or even be employed by certain entities is being determined in part by credit scores and their credit reports,” says Michelle Smoley, an accredited financial counselor in Elma, Iowa. “It’s really, really important for people to keep on top of their credit report and their credit scores because they’re used for more than just consumer lending purposes.”
Here’s how to figure out where your credit stands and what you can do to protect it over the next six months.
Inspect your credit reports
Pull your credit reports from the three main credit bureaus: Equifax, Experian and TransUnion. You can use AnnualCreditReport.comto get free copies as often …